2015年4月21日 星期二
2015年4月19日 星期日
Ben S. Bernanke :Why are interest rates so low?
He is right about respecting objective economic reality.
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brookings
Interest rates around the world, both short-term and long-term, are exceptionally low these days. The U.S. government can borrow for ten years at a rate of about 1.9 percent, and for thirty years at about 2.5 percent. Rates in other industrial countries are even lower: For example, the yield on ten-year government bonds is now around 0.2 percent in Germany, 0.3 percent in Japan, and 1.6 percent in the United Kingdom. In Switzerland, the ten-year yield is currently slightly negative, meaning that lenders must pay the Swiss government to hold their money! The interest rates paid by businesses and households are relatively higher, primarily because of credit risk, but are still very low on an historical basis.
Low interest rates are not a short-term aberration, but part of a long-term trend. As the figure below shows, ten-year government bond yields in the United States were relatively low in the 1960s, rose to a peak above 15 percent in 1981, and have been declining ever since. That pattern is partly explained by the rise and fall of inflation, also shown in the figure. All else equal, investors demand higher yields when inflation is high to compensate them for the declining purchasing power of the dollars with which they expect to be repaid. But yields on inflation-protected bonds are also very low today; the real or inflation-adjusted return on lending to the U.S. government for five years is currently about minus 0.1 percent.
Why are interest rates so low? Will they remain low? What are the implications for the economy of low interest rates?
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brookings
Interest rates around the world, both short-term and long-term, are exceptionally low these days. The U.S. government can borrow for ten years at a rate of about 1.9 percent, and for thirty years at about 2.5 percent. Rates in other industrial countries are even lower: For example, the yield on ten-year government bonds is now around 0.2 percent in Germany, 0.3 percent in Japan, and 1.6 percent in the United Kingdom. In Switzerland, the ten-year yield is currently slightly negative, meaning that lenders must pay the Swiss government to hold their money! The interest rates paid by businesses and households are relatively higher, primarily because of credit risk, but are still very low on an historical basis.
Low interest rates are not a short-term aberration, but part of a long-term trend. As the figure below shows, ten-year government bond yields in the United States were relatively low in the 1960s, rose to a peak above 15 percent in 1981, and have been declining ever since. That pattern is partly explained by the rise and fall of inflation, also shown in the figure. All else equal, investors demand higher yields when inflation is high to compensate them for the declining purchasing power of the dollars with which they expect to be repaid. But yields on inflation-protected bonds are also very low today; the real or inflation-adjusted return on lending to the U.S. government for five years is currently about minus 0.1 percent.
Why are interest rates so low? Will they remain low? What are the implications for the economy of low interest rates?
ikea wireless charging furniture
No more wires: Ikea unveils furniture with built-in wireless device charging
Absent-minded smartphone enthusiasts rejoice: The Swedish furniture behemoth has launched a new line of furniture fitted with wireless charging spots for mobile devices.
IKEA has partnered with Qi to produce desks, tables and lamps capable of charging smart phones and tablets. The wireless charging pads are integrated directly into the furniture. The company will also sell stand-alone charging pads that people can tack on to existing furniture.
Ikea debuted the new “Home Smart” collection at the Mobile World Congress tradeshow currently under way in Barcelona. Home Smart will use Qi, one of the leading global wireless charging standards, to charge devices placed on or near the furniture.
“Through research and home visits, we know that people hate cable mess,” said Jeanette Skjelmose, a corporate manager at IKEA. “They worry about not finding the charger and running out of power. Our new innovative solutions, which integrate wireless charging into home furnishings, will make life at home simpler.”
目前警察封道，不讓一般民眾通行，連路過民眾都揶揄：「郎勒衰，種瓠仔生菜瓜。」（專案組攝）台灣當局應該抵制Nicole Seligman(禁止她入境或過境台灣)甚至其他懲罰SONY措施
維基解密曝索尼郵件 「不可用中華民國稱台灣」
維基解密（wikileaks）16日在網站上公布索尼影業的內部郵件。（圖片擷取自維基解密）索尼影業去年因電影「名嘴出任務」（The Interview）惹惱北韓，被駭客入侵，也讓許多內部郵件流出。
維基解密公布索尼影業去年遭駭的17萬豐電子郵件以及超過3萬份文件，根據郵件顯示，索尼影業美國集團總裁塞里格曼（Nicole Seligman）在2013年12月發信給索尼影業以及索尼音樂，提到台灣與中國有「敏感性」，因此在官網中不能只有國家（country）的選項，必須有國家與地區（countries/regions）的選項，也不准使用國旗。
根據文件顯示，索尼集團提到台灣的準則時，不准使用「中華民國」、「民國」等字眼取代台灣，必須以國家與地區或地區作為選擇，不能只以國家作為官網及官方文件等的選項。
國民黨市議員王鴻薇抹黑柯P 被打臉反駁
看不過去柯P遭抹黑 徐嶔煌打臉藍議員
ltn自由時報
2015-03-25 10:29
〔即時新聞／綜合報導〕柯P百日新政替讓市庫進帳滿滿，外界讚譽有加，國民黨議員王鴻薇昨爆料，北市觀傳局在柯文哲就任百日當天，預估將花費600萬元舉辦園遊會、音樂會，整場活動恐耗資千萬，資深媒體人徐嶔煌今在臉書上一一打臉，認為用這些錯誤資訊的新聞誤導民眾，實在是居心叵測。
徐 嶔煌說明，整場活動的名稱為「市民童樂會－寶貝婦幼暨數位有線電視推廣嘉年華」，是有線電視業者辦的宣導行銷活動，活動跟來賓的卡司，皆為有線電視業者辦 的，非市政府，活動從下午開始，主要活動經費來源是有線電視業者，且活動從郝龍斌時代就開始。台北市有線電視業者依規定須提撥經費回饋地方及辦理數位、市 政推廣、弱勢團體收視優惠，他以去年度為例，凱擘集團出了536萬、中嘉集團出了約324萬、聯維有線出了91萬、寶福有線出了約31萬的金額贊助辦活 動。
ltn自由時報
2015-03-25 10:29
〔即時新聞／綜合報導〕柯P百日新政替讓市庫進帳滿滿，外界讚譽有加，國民黨議員王鴻薇昨爆料，北市觀傳局在柯文哲就任百日當天，預估將花費600萬元舉辦園遊會、音樂會，整場活動恐耗資千萬，資深媒體人徐嶔煌今在臉書上一一打臉，認為用這些錯誤資訊的新聞誤導民眾，實在是居心叵測。
徐 嶔煌說明，整場活動的名稱為「市民童樂會－寶貝婦幼暨數位有線電視推廣嘉年華」，是有線電視業者辦的宣導行銷活動，活動跟來賓的卡司，皆為有線電視業者辦 的，非市政府，活動從下午開始，主要活動經費來源是有線電視業者，且活動從郝龍斌時代就開始。台北市有線電視業者依規定須提撥經費回饋地方及辦理數位、市 政推廣、弱勢團體收視優惠，他以去年度為例，凱擘集團出了536萬、中嘉集團出了約324萬、聯維有線出了91萬、寶福有線出了約31萬的金額贊助辦活 動。
2015年4月18日 星期六
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